Keep Track of Your Expenses: Our budget binder with zipper envelopes is a great money organizer solution that can help you sort, categorize and organize bills and the associated expenses or savings, so you can manage your finances easier and more effectively! Stay Organized: The bill organizer with pockets is simple but practical, featuring cash envelopes, sticker labels and a ring binder design that allow easy access to the money, and help you organize your expenses and savings, refill or withdraw money, and keep a clear record of your debt, savings, cash inflow and outflow. Everything You Need: Our money organizer for cash comes with 12 clear cash envelopes with zipper, 12 budget sheets, 2 stickers, 24 label/letter stickers, for quick and easy money management, budgeting, and organization of cash. Great gift for mother's day. High-Quality Materials: This leather binder is made with a high-quality, PU leather exterior which is soft to touch and durable. The cash envelopes are made with durable PVC plastic to ensure superior resistance and protection against damage, wear, tear, or dirt. Convenient and Practical: The financial planner features a notebook-like design so you can go easily through the cash envelopes and observe the cashflows. Also, the black A6 design makes the leather planner easy to carry around and discrete.